If you read newspapers and watch TV lately, you'd think the world is coming to an end. Seriously, the housing market is tanking, the stock market is spiraling downward, and every one is acting like we're all be heading for the soup kitchen soon.While we don't deny that the economy is terrible--believe us, being in the luxury industry that is absolutely dependent on extra disposable income, we feel it. But here's the thing, is it all that bad? We can all eat a bit less, spend a bit less, drive a bit less, no?We can't really do anything about the big issues, such as the budget deficit and the national debt and the housing crisis, but you can make your home life more comfortable without spending tons of money. You can, and you must--because a comfortable home life will protect you from all the...